Effective as of January 1, 2022

These terms of use are entered into by and between You and Non-QM Finance (“Company,” “we”, “us”, “NQMF,” “nonqmfinance.com). The following terms and conditions, together with NQMF’s Privacy Policy, collectively and separately, (“Terms of Use”), govern your access to and use of https://nonqmquotes.com, including any content, functionality, and services offered on or through https://nonqmquotes.com (the “Website”). Features and services availability are subject to change without notice.

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference and found at Privacy Policy – nonqmquotes.com. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

This Website is offered and available to users who at least 18 years of age or older and reside in the continental United States. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you are not authorized and should not visit, access or use the Website.